Final answer:Speculative investmentsare financial investments that have a high degree ofriskand uncertainty. They are often associated with higher-risk assets such as stocks, options, futures, and cryptocurrencies. However, non-speculative investments, such as government bonds, certificates of deposit (CDs), and savings accounts, are considered more stable and less risky.Explanation:Speculative investmentsare financial investments that have a high degree ofriskanduncertainty. These investments are typically characterized by the potential for significant gains, but also the potential for significant losses. Speculative investments are often associated withhigher-risk assetssuch asstocks,options,futures, andcryptocurrencies. They are different from conservative investments, which prioritize capital preservation and generate lower returns. While speculative investments can be enticing due to the possibility of large profits, they require careful consideration and a willingness to accept the potential for substantial losses.However, not all types of investments are considered speculative. Some investments are considered more stable and less risky. Examples ofnon-speculative investmentsincludegovernment bonds,certificates of deposit(CDs), andsavings accounts. These investments are generally considered safer because they offer a fixed rate of return and are backed by the government or a financial institution.Learn more aboutspeculative investmentshere:brainly.com/question/34013783#SPJ14...

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