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Mrs. Sanchez lives in a state located near Canada. She has recently become eligible for Medicare and is considering enrollment in Part D prescription drug coverage. One of her friends has told her that she needs to be aware of something called TrOOP. What should you tell her when she asks you about TrOOP?

Mrs. Sanchez lives in a state located near Canada. She has recently become eligible for Medicare and is considering enrollment in Part D prescription drug coverage. One of her friends has told her that she needs to be aware of something called TrOOP. What should you tell her when she asks you about TrOOP?

Answer:TrOOP stands for True Out of Pocket CostExplanation:There is  a specified TrOOP limit inmedicare prescription drug care. The amount of money you spent from yourown income is added to the TrOOPamount.  The spending should satisfy the mentioned criteria be it the type of drug, purchase location of drug etc.Once yourspending reaches the TrOOP limit, most of your prescription drug  cost for the remaining part of the year will be covered by your medicare drug plan’s catastrophic coverage. You are also free to switch drug plans because the TrOOP amount will also betransferred across plans....

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