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Mrs. Chi is age 75 and enjoys a comfortable but not extremely high-income level. She wishes to enroll in a MA MSA plan that she heard about from her neighbor. She also wants to have prescription drug coverage since her doctor recently prescribed several expensive medications. Currently, she is enrolled in Original Medicare and a standalone Part D plan. How would you advise Mrs. Chi? 1) Mrs. Chi is ineligible for a MA MSA plan because she is ineligible for Medicaid due to her income level. 2) Mrs. Chi may enroll in a MA MSA plan but if she wishes prescription drug coverage she must also enroll in a Medicare Supplement Plan (Medigap) F plan that covers the Medicare Part B deductible and includes drug coverage. 3) Mrs. Chi may enroll in a MA MSA plan and remain in her current standalone Part D prescription drug plan. 4) Mrs. Chi may enroll in a MA MSA plan but if she wishes prescription drug coverage it must be a MSA-PD plan that includes drug coverage.
Mrs. Chi is age 75 and enjoys a comfortable but not extremely high-income level. She wishes to enroll in a MA MSA plan that she heard about from her neighbor. She also wants to have prescription drug coverage since her doctor recently prescribed several expensive medications. Currently, she is enrolled in Original Medicare and a standalone Part D plan. How would you advise Mrs. Chi? 1) Mrs. Chi is ineligible for a MA MSA plan because she is ineligible for Medicaid due to her income level. 2) Mrs. Chi may enroll in a MA MSA plan but if she wishes prescription drug coverage she must also enroll in a Medicare Supplement Plan (Medigap) F plan that covers the Medicare Part B deductible and includes drug coverage. 3) Mrs. Chi may enroll in a MA MSA plan and remain in her current standalone Part D prescription drug plan. 4) Mrs. Chi may enroll in a MA MSA plan but if she wishes prescription drug coverage it must be a MSA-PD plan that includes drug coverage.
Final answer:The best option for Mrs. Chi would be to enroll in an MA MSA plan and keep her current standalone Part D prescription drug plan for her medicinal requirements. Mrs. Chi wouldn't need to apply for Medicaid or a Medigap Plan F, as the combination of her existingMedicareand Part D coverage with the MA MSA plan should provide her with the necessary support.Option 3.Explanation:Considering Mrs. Chi's current situation, the best option for her would be to enroll in anMA MSA planwhile remaining in her current standalonePart D prescription drug plan. This approach should provide thenecessary coverageshe needs given her prescription requirements.Option 3.Back in 2003, Congress passed an expansion of Medicare to assist those needing help with the costs of prescription drugs due to the high costs. According to theMedicare Prescription DrugandModernization Actof 2003, SocialSecurity recipientscould save about 15% to 25% annually with a prescription drug discount card program. This provision was particularly beneficial for the elderly and disabled, who commonly require several prescription drugs. Having a standalone Part D plan should cater well to Mrs. Chi's medicinal needs.There's no need for Mrs. Chi to pursueMedicaid or a Medigap Plan F,as her current Medicare and Part D coverages, combined with the MA MSA plan, should align well with her requirements and provide the necessary support she needs.Learn more about Medicare Advice here:brainly.com/question/38856573#SPJ11...