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Final answer:Manny's insurance policy is a Disability Income Insurance that includes a waiver of premium rider. This allows Manny to continue receiving benefits without paying premiums in the event of an accident leading to disability.Explanation:Manny appears to have a Disability Income Insurance policy. This type of policy offers income protection and helps to replace a portion of your income if you become disabled and are unable to work. A key feature in Manny's policy is a waiver of premium rider which ensures that the policy will continue to provide benefits without the requirement to pay premiums in the event of an accident leading to disability. This policy, therefore, indicates a)Disability benefitswithout premium payment, b) Premium waivers for accidents, c) Premium-free accident coverage, and d) Comprehensive accident insurance.Learn more about Disability Income Insurance here:brainly.com/question/33798580#SPJ11...