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Final answer:A credit report is a detailed record of a person's credit history and financial behavior, which lenders use to assess creditworthiness.Explanation:A credit report is a detailed record of a person's credit history, including their borrowing and repayment activities. It provides information about the individual's creditworthiness and financial responsibility. A credit report typically includes personal information, such as name, address, and social security number, as well as account information, payment history, and any derogatory marks or public records.Key takeaway:A credit report contains essential information about an individual's credit history and financial behavior, which lenders use to assess creditworthiness....